Over 50s life insurance

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Key features

  • Up to €25,000 cover
  • Guaranteed acceptance for those aged 50-80
  • No medical questions asked

Points to note

  • You must keep up with your monthly payments to stay on cover
  • For the first two years of the plan, only “accidental death” cover benefit will apply

50+ Easy Life Cover could give your loves ones a guaranteed lump sum when you die. It can be used to help to pay funeral expenses, or perhaps to cover any loans or bills you might still have when you die. It is a single-life plan that pays out a guaranteed lump sum when you die (after two years, unless it was due to an accident). The lump sum is guaranteed, as long as you have paid your regular payments until the date of your death or until your 90th birthday. Your regular payments stop at age 90. Anyone aged 50 to 80 who is living in the Republic of Ireland can apply for Over 50s Life Insurance and you won’t be asked any medical questions when you apply.

Sample quotes

Male or Female aged 55

Cost per month €15 €30 €45 €55
Cover you receive €4,212 €8,635 €13,103 €16,085